At OHA, we accept all insurances. Depending on your plan, your benefits may vary. If you have concerns or questions about your plan coverage, please call our office and we will get you in touch with one of our financial counselors. We will be happy to help you navigate your benefits.

Financial Responsibilities

OHA always requires an updated insurance card on file. Please have your insurance card available at each visit. Please notify us of any insurance changes as soon as possible prior to your appointment, even if you have the same insurance company, but receive a new card. Most insurance companies require a prior authorization before treatment begins. If we do not have your updated insurance on file, this may cause a delay in treatment.

We will bill the insurance company you provide, including any secondary (supplemental) insurance. Any portion of your charges not covered by your insurance company will default to you, or the guarantor, for payment.

You and your insurance company have an agreement for your copayment, deductible and coinsurance. The deductible is the amount of out-of-pocket you must pay. Your copayment is the amount due to your provider at each visit. Your coinsurance is usually a percentage and represents the percentage cost that you will need to pay and the insurance plan will pay towards your eligible medical expenses.


Copayments are due at each visit. We will provide you with a receipt for each payment received.